The opening up of NFC on Apple’s iOS devices represents a major turning point in the mobile payments ecosystem, particularly for card issuers and fintechs looking to offer alternative solutions to Apple Pay. However, this opportunity brings with it significant technical challenges that need to be considered, notably involving technologies such as Secure Element (SE) and Host Card Emulation (HCE), as well as constraints related to certifications and API access.
In A Nutshell
Contributors
Author : Arnaud Crouzet, EESTEL, Fime/Consult Hyperion
Reviewer : Christian Mouton, EESTEL, AEMAA Consulting